How to lower your credit utilization: Let’s take a look at five ways (some of them pretty clever) you can improve your credit utilization…  Pay down your credit cards (obvious, right?).  Ideally you want the balance on your credit cards to be no more than 30% of the available limit.  A simple strategy is the […]

You have no idea how much your credit is costing you. Most people think that having good credit gets you approved, well, yes that’s true, but what most people don’t know is how much bad credit costs you–every month. Here’s how much more you’ll pay each month for a home, your car, your credit cards, and more… […]